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Shared Reward, Shared Risk
By Randy Douglas, CIC - VP of Marketing
The addition of groups to the self-insurance section of the Texas Labor Code was intended to provide an affordable option for small and mid-sized employers that want to make workers’ compensation available to their employees. With group self-insurance, employees enjoy the same protection as they would with workers’ compensation written through an insurance company or certified self-insured. However, the protection group self-insurance provides the employer is not the same at all. [ more ]
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Workplace Violence
By Scott Sloan - Director of Loss Control
You probably heard about the recent “Rampage at Red Lake,” in which a teenager shot and killed his grandfather and then, using his grandfather’s police gun and bulletproof vest, went back to his high school and killed students there. Stories like this bring the reality of workplace violence to the headlines. But are they representative of everyday work life? [ more ]
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Claims Control
Tina Bowman - Senior Claims Examiner
The following red flags could signal a fradulent claim:
Injury reported on a Monday or Friday or around a holiday
Tip from a credible source
Injured employee who is new or disgruntled
Pending layoff or termination for legitimate personnel reasons
No witnesses
[ more ]
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